For that, you'd need to refer to both the Policy (the generic wording that has standard information about our policies - such as exclusions and terms and conditions), as well as your Policy Schedule (the document that has the specific information about your policy - such as limits, deductibles and expiry date).  If you're missing these documents, or just want to understand further, then don't hesitate to contact us and we'll gladly talk through any questions you might have.